McKinney Roofing After Hail: Inspections to Final Permit

On the evening of March 24, 2019, storms dropped the largest hail in Collin County that night on McKinney. NOAA's Storm Events Database records softball-size (4.5-inch) hail near Alma Road and Collin-McKinney Parkway. It also logged 3-inch hail near Stacy Road and Alma Road and near Alma Road and Silverado Drive, and tennis ball-size hail near White Stallion Trail and Alma Road.

Other McKinney storms on record:

• April 3, 2014

  2-inch hail near Lake Forest Drive and US-380, and ping pong ball- to golf ball-size hail in Craig Ranch.

• April 21, 2017

  Baseball-size hail two miles west of McKinney.

• June 15, 2023

  2-inch hail in McKinney.

• March 4, 2025

  Straight-line winds snapped and uprooted trees in Towne Lake Park, damaged a commercial building near Kentucky Street and McCauley Street downtown, and destroyed a mobile home near Highway 380.

Hail rarely lands evenly, so a neighbor's roof tells you little about yours.

Want a closer look at the damage? Schedule a storm damage roof inspection.

Damage you can't see from the driveway still counts. Big hail makes obvious holes, but the more common damage is bruising that cracks the shingle mat and knocks off granules. It's easy to miss from the ground and easy to overlook if nobody walks the roof. Our free inspection covers:

• Every slope for hail bruises, cracks, and granule loss
• Ridge caps and hips
• Dents on vents, gutters, and downspouts
• Flashing, drip edge, and pipe boots
• Exhaust vent caps and terminations
• Attic signs of leaks, when accessible

You get photos and a written summary to share with your insurer.

1. 1

   We inspect and document the damage.

2. 2

   You file the claim and keep control of it. Your policy sets the reporting deadline.

3. 3

   We can meet your adjuster at your home and walk the roof together.

4. 4

   Your insurer decides coverage. You pay your deductible, as Texas law requires.

5. 5

   We permit, build to McKinney's guide, and schedule the building final.

Wondering whether your policy applies? Learn more about roof insurance claims or read about does insurance cover roof leaks in Texas.

McKinney's Building Inspections Department publishes a Roofing Guide with minimum requirements for re-roofs:

• Permits are required for all roofing projects. The flat fee is $200, and you apply online through the city's Citizen Self-Service portal under "Residential Reroof."

• Post the permit. The permit has to be posted where it's clearly visible from the street.

• Drip edge is required. Drip edge is required on every asphalt shingle roof.

• Tear-off when required. Existing roofing has to be torn off if it's water-soaked or deteriorated, if it's wood shake, slate, clay, cement, or asbestos-cement tile, or if there are already two or more layers.

• Replace damaged vents and flashing. Damaged, rusted, or deteriorated vents and flashing have to be replaced. Exhaust vents need dampers and screens (dryer vents without screens).

• Solar electrical permit. If solar panels are removed and reinstalled, a separate electrical permit is required.

• Final inspection. The building final checks that shingles and flashing were installed to manufacturer instructions, that plumbing and gas vents were reattached and flashed, and that all debris was hauled away.

The city's guide also points out that Texas law bars roofers from waiving your deductible. We agree.

We serve homes around historic downtown McKinney and the square, Craig Ranch, neighborhoods along Alma Road, Stacy Road, and Lake Forest Drive, homes near Towne Lake Park, and subdivisions along US-75 and US-380. We also cover nearby Allen roofing, Frisco, and Plano.

We install roofing products from Owens Corning and CertainTeed. Call or email to schedule an inspection.